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- Directors
K. A. Mohamed Saleem one of the founding visionaries behind formation of ASSET HOMES and has been serving as Managing Director since its inception in the end of 2006. He has a management track record spanning 26 years and looks after the important portfolios of the company such as Sales, Marketing, Customer service and Finance.
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- Our Office
Corporate Office
G-129,28/34 A,
Panampilly Nagar,
Kochi-36
Tel: 0484 6456474
Golf Links Road,
Kowdiar, Trivandrum-695003
Call:
M:+91- 98464 99999
M:+91- 97452 00250
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- Sister concerns
Relationships, life revolves around them. Be it between human and human, human and environment, human and technology or between anything for that matter. Its relationships which make the world go around. A perfect balance is critical in every relationship, where each party treats the other with respect is transparent and is committed to nurture the relationship to form an everlasting bond. It is perhaps the biggest asset one can have. And it is not measurable. Asset Homes is built on this very essence of meaningful relationships between us and our customers, trade partners and employees. And with everything we deal with.
- Directors
- Asset Care
- Asset Care
Being the most customer centric organization, we have formed a new organization – ASSET CARE. Asset Care will function to take care of all your needs from interior designing, property management, maintenance to renting out of the apartments at the request of the customers.
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- Interiors Gallery
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- Buyers Guide
Home Buying Process Home Buying Tips NRI Guide RI Guide • General Guidelines • Home Loans • Investments • Tax Benefit • Home Loans - |
- Tools
EMI Calculator Area Convertor - |
- Glossary
Equal Monthly Installment (EMI):
Loan repayments are usually in Equal Monthly Installments over the tenure of the loan. Some banks also offer a Variable Installment Scheme were in repayments are higher in the beginning of the loan period. This is beneficial for those individuals who are trying to maximise their tax breaks in the initial years and expect future tax breaks to fall (we believe that the opposite is more likely!) - |
- Faq
Do non–resident Indian nationals require permission of the Reserve Bank to acquire residential/Commercial property in India?
No permission is required by non-resident Indian nationals to acquire immovable property in India.
Relationships, life revolves around them. Be it between human and human, human and environment, human and technology or between anything for that matter. Its relationships which make the world go around. A perfect balance is critical in every relationship, where each party treats the other with respect is transparent and is committed to nurture the relationship to form an everlasting bond. It is perhaps the biggest asset one can have. And it is not measurable. Asset Homes is built on this very essence of meaningful relationships between us and our customers, trade partners and employees. And with everything we deal with.
- Asset Care
- News Update
- Print Media
The Hindu, 2010 October 8
Asset Signature-First Completed CRISIL 7 STAR RATED Project
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- News Letter
India’s first international container trans-shipment terminal (ICTT) in the Special Economic Zone at nearby Vallarpadam Island,Kochi designed to handle the largest container ships,will be opened by Prime Minister Manmohan Singh on Friday with a token inaugural call by a vessel that’s small by industry standards. The country's first global hub terminal, the ICTT is in strategic proximity to international sea routes.
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- Visual Media
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- Awards
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- Archives
Advertisement Corporate Ad - |
News about Asset Homes is divided into periods between the years 2006- '11
- Print Media
- Rental Services
- Contact Us
THEVARA , KOCHI
TRIPUNITHURA
TRIPUNITHURA
ALUVA
KAZHAKOOTAM , TRIVANDRUM
KADAVANTHRA , KOCHI
KANJIKUZHY, KOTTAYAM
ALUVA
CHERANELLOOR, KOCHI
PAYYAMBALAM, KANNUR
PAYYAMBALAM, KANNUR
KAKKANAD , KOCHI
PANAMPILLY NAGAR , KOCHI
KAKKANAD , KOCHI
NEAR MAHARAJAS COLLEGE, KOCHI
KAZHAKOOTAM , TRIVANDRUM
EDAPPALLY , KOCHI
PALARIVATTOM , KOCHI
MARADU , KOCHI
EDAPPALLY , KOCHI
KALOOR , KOCHI
EROOR , KOCHI
KURAVANKONAM , TRIVANDRUM
TRIPUNITHURA
EDAPPALLY , KOCHI
MARADU , KOCHI
IRIMPANAM , KOCHI
KAKKANAD , KOCHI
KAKKANAD , KOCHI
KAKKANAD , KOCHI
ALUVA
KAKKANAD , KOCHI
TRIPUNITHURA
EDAPPALLY , KOCHI
KALAMASSERY , KOCHI
KAKKANAD , KOCHI
Step 1 THE BUDGET
Assess your post tax monthly income, Deduct tax saving contributions. Ditto for other earners in the family. Provide for credit card debt and other loan payouts. Provide for monthly household expenses. Now, set aside around 5% for contingencies. Add up your savings you will need to put down your contribution of 10-15% as Housing Finance Companies will fund only between 80-85% of the property value. Now check if you have enough for the E.M.I's Plus maintenance expenses. Don't forget to budget for the tax breaks you get on your loan repayment. Typically, lenders will ensure your EMI's doesn't exceed 50% of your take-home pay, post-taxes and other deductions.
Step 2 THE LOAN
Screen lenders on total financing cost and convenience. Get pre-approvals from short listed lenders. Check out property fairs for better rates. Check if your employer has a tie-up with a lender, corporate discounts can lop off more than 1% in interest alone. Today, lenders are vying for your custom, so play them hard against each other for the best bargain. Get a list of pre-approved properties from lenders. Borrowing will be a breeze if the property you zero in on is on your lender's list.
Step 3:THE SEARCH
When you go house-hunting, you'd like to consider; How far you'd be from work How far you'd be from your kids schools. How far you'd be from reliable medical help. The quality of civic amenities (water, electricity, waste disposal etc). How accessible social amenities like markets, clubs and parks are of course, the ideal in the above terms may not match your budget. Now you want to match your budget with your requirements and what's available and make the necessary trade-offs. To know what's available, you will scour the advertisements ask friends and neighbors, and may want to check out property fairs. Once you have finalized the projects check the past record of the builder and visit their completed projects.
